Terms of Service

1. Acceptance of Terms

By accessing or using Spoterra ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use the Service. We may update these terms from time to time; continued use of the Service after changes constitutes acceptance of the revised terms.

2. Use of Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You may not use the Service to scrape, reproduce, or redistribute data without our express written permission, to interfere with or disrupt the Service or its infrastructure, or to engage in any activity that violates applicable laws or regulations.

3. Account Terms

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must provide accurate and complete information when creating your account. Spoterra reserves the right to suspend or terminate accounts that violate these Terms.

4. Intellectual Property

All content, features, and functionality on the Spoterra platform — including but not limited to text, graphics, logos, data compilations, and software — are the exclusive property of Spoterra and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial use.

5. Disclaimers

Spoterra is an independent platform and is not affiliated with, endorsed by, or connected to the U.S. Securities and Exchange Commission (SEC) or any other regulatory body. Any SEC filings or regulatory data displayed are sourced from publicly available records and are presented solely for informational purposes.

Nothing in the Service constitutes financial advice, investment advice, trading advice, or any other type of advice. All data, analysis, and tools are provided for informational purposes only. Spoterra does not recommend the purchase or sale of any security.

Investors are strongly encouraged to cross-check information against multiple independent data sources and to consult a qualified financial advisor before making any investment decisions. Past performance is not indicative of future results.

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. Spoterra does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Spoterra shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of the Service. In no event shall our total liability to you exceed the amount paid by you, if any, for access to the Service in the twelve months preceding the claim.

7. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts.

8. Contact

If you have any questions about these Terms of Service, please contact us at [email protected].